International Travel Money Guides

Everything you need to know about using credit cards abroad, saving on forex charges, and travelling smarter from India.

⭐ Featured Guide

What is Forex Markup? The Complete Guide for Indian Travellers

Understand exactly what the foreign currency surcharge is, why banks charge it, how much it costs you, and how to avoid it completely with the right card.

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💱 How Forex Markup Works

Every time you swipe your Indian card abroad, banks quietly add a surcharge on top of the real exchange rate. This is the forex markup — and it's completely avoidable.

Interbank Rate
₹84.50
per USD (real rate)
Forex Markup (3.5%)
+₹2.96
per USD charged secretly
With a Zero Forex Card
You pay ₹84.50 per USD — exactly the interbank rate. No hidden charge.
Calculate Your Savings →
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