/*
Theme Name:  ZeroForexCard
Theme URI:   https://zeroforexcard.in
Author:      ZeroForexCard.in
Description: A clean, fast WordPress theme for zero forex credit card comparison, reviews, and guides. Built for Indian travel finance audience.
Version:     1.0.0
License:     GNU General Public License v2 or later
Text Domain: zeroforexcard
Tags:        finance, comparison, reviews, blog, custom-menu, featured-images, threaded-comments, translation-ready
*/

/* ============================================================
   DESIGN SYSTEM — CSS Variables
   ============================================================ */
:root {
  --blue-50:  #eff6ff;
  --blue-100: #dbeafe;
  --blue-200: #bfdbfe;
  --blue-600: #2563eb;
  --blue-700: #1d4ed8;
  --blue-800: #1e40af;
  --blue-900: #1e3a8a;
  --gray-50:  #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-800: #1f2937;
  --gray-900: #111827;
  --green-100: #dcfce7;
  --green-500: #22c55e;
  --red-500:   #ef4444;
  --yellow-400:#facc15;
  --orange-500:#f97316;
  --primary:    var(--blue-600);
  --primary-dk: var(--blue-800);
  --text:       var(--gray-900);
  --text-muted: var(--gray-500);
  --border:     var(--gray-200);
  --bg:         #ffffff;
  --bg-alt:     var(--gray-50);
  --radius:     12px;
  --radius-sm:  6px;
  --radius-lg:  20px;
  --shadow-sm:  0 1px 3px rgba(0,0,0,.08);
  --shadow:     0 4px 16px rgba(0,0,0,.10);
  --shadow-lg:  0 8px 32px rgba(0,0,0,.14);
  --max-w:      1120px;
  --nav-h:      68px;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif; color: var(--text); background: var(--bg); line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
ul, ol { list-style: none; }
button, input, select, textarea { font-family: inherit; }
button { cursor: pointer; }

/* ── Layout ── */
.container  { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.section    { padding: 72px 0; }
.section-sm { padding: 48px 0; }
.section-alt { background: var(--bg-alt); }

/* ── Typography ── */
h1, h2, h3, h4 { line-height: 1.25; font-weight: 700; color: var(--gray-900); }
h1 { font-size: clamp(1.9rem, 4vw, 3rem); }
h2 { font-size: clamp(1.4rem, 3vw, 2.1rem); }
h3 { font-size: 1.2rem; }
h4 { font-size: 1rem; }
p  { color: var(--gray-700); }
.lead { font-size: 1.1rem; color: var(--gray-600); }
.overline { display: inline-block; text-transform: uppercase; letter-spacing: 1.5px; font-size: .75rem; font-weight: 700; color: var(--primary); margin-bottom: 10px; }

/* ── Buttons ── */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 24px; border-radius: var(--radius-sm); font-weight: 600; font-size: .95rem; border: 2px solid transparent; transition: all .2s; white-space: nowrap; text-decoration: none; }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--blue-700); text-decoration: none; transform: translateY(-1px); }
.btn-outline { background: transparent; color: var(--primary); border-color: var(--primary); }
.btn-outline:hover { background: var(--blue-50); text-decoration: none; }
.btn-white   { background: #fff; color: var(--primary); }
.btn-white:hover { background: var(--blue-50); text-decoration: none; }
.btn-sm { padding: 8px 16px; font-size: .85rem; }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }

/* ── Badges ── */
.badge { display: inline-flex; align-items: center; padding: 3px 10px; border-radius: 99px; font-size: .75rem; font-weight: 600; }
.badge-blue   { background: var(--blue-100); color: var(--blue-700); }
.badge-green  { background: var(--green-100); color: #15803d; }
.badge-orange { background: #ffedd5; color: #c2410c; }
.badge-gray   { background: var(--gray-100); color: var(--gray-600); }
.badge-gold   { background: #fef3c7; color: #92400e; }

/* ── Navigation ── */
.site-header { position: sticky; top: 0; z-index: 100; background: #fff; border-bottom: 1px solid var(--border); height: var(--nav-h); box-shadow: 0 1px 8px rgba(0,0,0,.06); }
.site-header .container { display: flex; align-items: center; justify-content: space-between; height: 100%; }
.site-logo { display: flex; align-items: center; gap: 10px; font-size: 1.2rem; font-weight: 800; color: var(--primary); text-decoration: none; }
.site-logo:hover { text-decoration: none; }
.logo-box { width: 36px; height: 36px; background: var(--primary); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: #fff; font-weight: 800; font-size: 1.1rem; }
.logo-accent { color: var(--orange-500); }
.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a { padding: 8px 14px; border-radius: var(--radius-sm); font-weight: 500; font-size: .9rem; color: var(--gray-700); transition: all .15s; }
.main-nav a:hover, .main-nav a.current-menu-item { background: var(--blue-50); color: var(--primary); text-decoration: none; }
.nav-cta { margin-left: 12px; }
.menu-toggle { display: none; background: none; border: none; flex-direction: column; gap: 5px; padding: 4px; }
.menu-toggle span { display: block; width: 24px; height: 2px; background: var(--gray-700); border-radius: 2px; transition: .2s; }
.mobile-nav { display: none; position: absolute; top: var(--nav-h); left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--border); padding: 12px 16px; flex-direction: column; gap: 2px; z-index: 99; }
.mobile-nav.open { display: flex; }
.mobile-nav a { padding: 10px 12px; border-radius: var(--radius-sm); font-weight: 500; color: var(--gray-700); display: block; }
.mobile-nav a:hover { background: var(--blue-50); color: var(--primary); text-decoration: none; }

/* ── Hero ── */
.site-hero { background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 60%); color: #fff; padding: 80px 0 88px; position: relative; overflow: hidden; }
.site-hero::before { content: ''; position: absolute; top: -60px; right: -80px; width: 500px; height: 500px; border-radius: 50%; background: rgba(255,255,255,.05); }
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; position: relative; z-index: 1; }
.hero-pill { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.15); border: 1px solid rgba(255,255,255,.25); padding: 6px 14px; border-radius: 99px; font-size: .82rem; font-weight: 600; color: #fff; margin-bottom: 20px; }
.site-hero h1 { color: #fff; margin-bottom: 16px; }
.site-hero h1 .highlight { color: #fbbf24; }
.site-hero p { color: rgba(255,255,255,.85); font-size: 1.1rem; margin-bottom: 32px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 32px; margin-top: 40px; padding-top: 32px; border-top: 1px solid rgba(255,255,255,.2); }
.hero-stat h3 { font-size: 1.8rem; color: #fff; }
.hero-stat p  { font-size: .82rem; color: rgba(255,255,255,.7); margin: 0; }
.hero-visual { display: flex; align-items: center; justify-content: center; }
.mock-card { width: 300px; background: linear-gradient(135deg, #1e40af, #3b82f6); border-radius: 18px; padding: 28px; color: #fff; box-shadow: 0 20px 60px rgba(0,0,0,.3); position: relative; overflow: hidden; }
.mock-card::before { content: ''; position: absolute; top: -40px; right: -40px; width: 180px; height: 180px; border-radius: 50%; background: rgba(255,255,255,.08); }
.card-chip { width: 44px; height: 34px; background: linear-gradient(135deg, #fbbf24, #f59e0b); border-radius: 6px; margin-bottom: 32px; }
.card-number { letter-spacing: 3px; font-size: .9rem; margin-bottom: 24px; opacity: .85; }
.card-footer-row { display: flex; justify-content: space-between; align-items: flex-end; }
.card-holder-name { font-size: .7rem; opacity: .7; }
.card-holder-name strong { display: block; font-size: 1rem; opacity: 1; }
.card-zero-badge { background: rgba(255,255,255,.2); border: 1px solid rgba(255,255,255,.3); padding: 4px 10px; border-radius: 99px; font-size: .7rem; font-weight: 700; }

/* ── Section Headers ── */
.section-header { text-align: center; max-width: 680px; margin: 0 auto 48px; }
.section-header h2 { margin-bottom: 12px; }
.section-header p { color: var(--gray-600); }

/* ── Stats Bar ── */
.stats-bar { background: var(--blue-700); padding: 32px 0; }
.stats-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; text-align: center; }
.stat-item h3 { font-size: 2rem; color: #fff; }
.stat-item p  { font-size: .85rem; color: rgba(255,255,255,.75); margin: 4px 0 0; }

/* ── Card Grid ── */
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 24px; }
.cc-card { background: #fff; border-radius: var(--radius); border: 1px solid var(--border); box-shadow: var(--shadow-sm); overflow: hidden; transition: box-shadow .2s, transform .2s; }
.cc-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.cc-card-header { padding: 20px 20px 0; display: flex; align-items: flex-start; gap: 14px; }
.cc-icon { width: 52px; height: 52px; border-radius: 10px; background: var(--blue-50); display: flex; align-items: center; justify-content: center; font-size: 1.5rem; flex-shrink: 0; }
.cc-meta h3 { margin-bottom: 4px; font-size: 1.05rem; }
.cc-issuer { font-size: .8rem; color: var(--text-muted); }
.cc-body { padding: 14px 20px; }
.cc-features { display: flex; flex-direction: column; gap: 6px; margin: 10px 0; }
.feat-row { display: flex; justify-content: space-between; padding: 6px 0; border-bottom: 1px solid var(--gray-100); font-size: .88rem; }
.feat-row:last-child { border-bottom: none; }
.feat-label { color: var(--gray-600); }
.feat-val { font-weight: 600; }
.feat-val.free { color: var(--green-500); }
.cc-card-footer { padding: 14px 20px; border-top: 1px solid var(--gray-100); display: flex; justify-content: space-between; align-items: center; gap: 8px; }
.star-rating { color: var(--yellow-400); font-size: .9rem; }

/* ── Comparison Table ── */
.table-wrap { overflow-x: auto; border-radius: var(--radius); border: 1px solid var(--border); }
.comp-table { width: 100%; border-collapse: collapse; min-width: 860px; font-size: .9rem; }
.comp-table th { background: var(--blue-700); color: #fff; padding: 14px 16px; text-align: left; font-weight: 600; }
.comp-table td { padding: 12px 16px; border-bottom: 1px solid var(--gray-100); vertical-align: middle; }
.comp-table tr:last-child td { border-bottom: none; }
.comp-table tr:nth-child(even) td { background: var(--gray-50); }
.comp-table tr:hover td { background: var(--blue-50); }
.comp-table .card-name-cell { font-weight: 600; }
.comp-table .card-bank { font-size: .78rem; color: var(--text-muted); display: block; }
.tick { color: var(--green-500); font-weight: 700; }
.cross { color: var(--red-500); }
.tag-free { background: var(--green-100); color: #15803d; padding: 2px 8px; border-radius: 99px; font-size: .75rem; font-weight: 600; }
.tag-paid { background: #fef3c7; color: #92400e; padding: 2px 8px; border-radius: 99px; font-size: .75rem; font-weight: 600; }

/* ── Calculator ── */
.calc-wrap { max-width: 860px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; }
.calc-panel { background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); padding: 36px; }
.form-group { display: flex; flex-direction: column; gap: 8px; margin-bottom: 20px; }
.form-label { font-weight: 600; font-size: .9rem; color: var(--gray-700); }
.form-input, .form-select { padding: 11px 14px; border: 2px solid var(--border); border-radius: var(--radius-sm); font-size: .95rem; color: var(--gray-800); transition: border-color .2s; width: 100%; }
.form-input:focus, .form-select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(37,99,235,.12); }
.trip-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 8px; }
.trip-btn { padding: 10px 6px; border: 2px solid var(--border); border-radius: var(--radius-sm); background: #fff; text-align: center; font-size: .75rem; font-weight: 600; color: var(--gray-700); cursor: pointer; transition: .15s; }
.trip-btn.active { border-color: var(--primary); background: var(--blue-50); color: var(--primary); }
.calc-result-panel { display: none; }
.calc-result-panel.show { display: block; }
.big-result { text-align: center; background: var(--green-100); border-radius: var(--radius); padding: 24px; margin-bottom: 16px; }
.big-result .amount { font-size: 3rem; font-weight: 800; color: #15803d; line-height: 1; }
.big-result .label  { font-size: .9rem; color: #166534; margin-top: 6px; }
.result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 16px; }
.result-item { background: var(--bg-alt); border-radius: var(--radius-sm); padding: 14px; text-align: center; }
.result-item .r-label { font-size: .75rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 4px; }
.result-item .r-num   { font-size: 1.4rem; font-weight: 800; }
.r-num.loss { color: var(--red-500); }
.r-num.save { color: var(--green-500); }
.card-rec-box { background: var(--blue-50); border: 1px solid var(--blue-200); border-radius: var(--radius-sm); padding: 16px; }
.card-rec-box h4 { color: var(--primary); margin-bottom: 8px; }

/* ── Reviews ── */
.review-card { display: grid; grid-template-columns: auto 1fr auto; gap: 20px; align-items: center; padding: 24px; border: 1px solid var(--border); border-radius: var(--radius); background: #fff; margin-bottom: 16px; transition: box-shadow .2s; }
.review-card:hover { box-shadow: var(--shadow); }
.score-circle { width: 64px; height: 64px; border-radius: 50%; background: var(--primary); color: #fff; display: flex; flex-direction: column; align-items: center; justify-content: center; font-weight: 800; flex-shrink: 0; }
.score-num { font-size: 1.3rem; line-height: 1; }
.score-of  { font-size: .65rem; opacity: .8; }
.rv-title-row { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-bottom: 4px; }
.rv-issuer { font-size: .8rem; color: var(--text-muted); margin-bottom: 6px; }
.rv-excerpt { font-size: .88rem; color: var(--gray-600); line-height: 1.6; }
.rv-tags { display: flex; gap: 6px; flex-wrap: wrap; margin-top: 10px; }
.rv-actions { display: flex; flex-direction: column; gap: 8px; flex-shrink: 0; }

/* ── Guide Cards ── */
.guide-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px,1fr)); gap: 16px; }
.guide-card { display: flex; gap: 14px; padding: 18px; border: 1px solid var(--border); border-radius: var(--radius); background: #fff; transition: box-shadow .2s, transform .2s; text-decoration: none; }
.guide-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); text-decoration: none; }
.guide-icon { width: 46px; height: 46px; background: var(--blue-50); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; flex-shrink: 0; }
.guide-text h3 { font-size: .95rem; margin-bottom: 4px; color: var(--gray-900); }
.guide-text p  { font-size: .83rem; color: var(--text-muted); margin: 0; }

/* ── Page Hero (inner pages) ── */
.page-hero { background: linear-gradient(135deg, var(--blue-900), var(--blue-700)); padding: 48px 0; color: #fff; }
.page-hero h1 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.3rem); margin-bottom: 10px; }
.page-hero p  { color: rgba(255,255,255,.8); max-width: 600px; }
.breadcrumb { display: flex; gap: 8px; align-items: center; font-size: .83rem; color: rgba(255,255,255,.6); margin-bottom: 12px; }
.breadcrumb a { color: rgba(255,255,255,.7); }
.breadcrumb span { color: rgba(255,255,255,.4); }

/* ── Single Post / Review ── */
.post-layout { display: grid; grid-template-columns: 1fr 300px; gap: 32px; align-items: start; margin-top: 48px; }
.post-sidebar { position: sticky; top: calc(var(--nav-h) + 20px); }
.sidebar-card { background: #fff; border-radius: var(--radius); border: 1px solid var(--border); padding: 22px; box-shadow: var(--shadow); margin-bottom: 20px; }
.sidebar-card h4 { margin-bottom: 14px; }
.sidebar-row { display: flex; justify-content: space-between; padding: 9px 0; border-bottom: 1px solid var(--gray-100); font-size: .88rem; }
.sidebar-row:last-of-type { border-bottom: none; }
.sidebar-label { color: var(--gray-600); }
.sidebar-value { font-weight: 600; }
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.pros { background: var(--green-100); padding: 16px; border-radius: var(--radius-sm); }
.cons { background: #fee2e2; padding: 16px; border-radius: var(--radius-sm); }
.pros h4 { color: #15803d; margin-bottom: 10px; }
.cons h4 { color: #991b1b; margin-bottom: 10px; }
.pros li, .cons li { font-size: .88rem; padding: 4px 0 4px 18px; position: relative; color: var(--gray-700); }
.pros li::before { content: '✓'; position: absolute; left: 0; color: var(--green-500); font-weight: 700; }
.cons li::before { content: '✗'; position: absolute; left: 0; color: var(--red-500); font-weight: 700; }
.post-content h2 { font-size: 1.4rem; margin: 32px 0 14px; padding-bottom: 10px; border-bottom: 2px solid var(--blue-100); }
.post-content h3 { margin: 24px 0 10px; }
.post-content p  { margin-bottom: 16px; line-height: 1.8; }
.post-content ul, .post-content ol { padding-left: 20px; margin-bottom: 16px; }
.post-content li { margin-bottom: 8px; line-height: 1.7; color: var(--gray-700); }
.post-content table { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: .9rem; }
.post-content th { background: var(--gray-100); padding: 10px 14px; text-align: left; font-weight: 600; }
.post-content td { padding: 10px 14px; border-bottom: 1px solid var(--gray-100); }
.info-box { padding: 16px 20px; border-radius: var(--radius-sm); border-left: 4px solid var(--primary); background: var(--blue-50); font-size: .9rem; color: var(--gray-700); margin: 20px 0; }

/* ── Filter Bar ── */
.filter-bar { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 24px; }
.filter-btn { padding: 7px 18px; border-radius: 99px; border: 1.5px solid var(--border); background: #fff; font-size: .85rem; font-weight: 500; color: var(--gray-700); cursor: pointer; transition: .15s; }
.filter-btn.active, .filter-btn:hover { background: var(--primary); color: #fff; border-color: var(--primary); }

/* ── Newsletter ── */
.newsletter-section { background: linear-gradient(135deg, var(--blue-800), var(--blue-600)); padding: 64px 0; text-align: center; }
.newsletter-section h2 { color: #fff; margin-bottom: 12px; }
.newsletter-section p  { color: rgba(255,255,255,.8); margin-bottom: 28px; }
.nl-form { display: flex; gap: 12px; max-width: 460px; margin: 0 auto; }
.nl-form input { flex: 1; padding: 13px 18px; border-radius: var(--radius-sm); border: none; font-size: .95rem; }
.nl-note { font-size: .78rem; color: rgba(255,255,255,.6); margin-top: 10px; }

/* ── Footer ── */
.site-footer { background: var(--gray-900); color: var(--gray-400); padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
.footer-brand .footer-logo { font-size: 1.2rem; font-weight: 800; color: #fff; display: flex; align-items: center; gap: 8px; margin-bottom: 12px; }
.footer-logo .logo-box-sm { width: 28px; height: 28px; background: var(--primary); border-radius: 6px; display: flex; align-items: center; justify-content: center; color: #fff; font-size: .9rem; font-weight: 800; }
.footer-desc { font-size: .87rem; line-height: 1.65; margin-bottom: 16px; }
.footer-col h4 { color: #fff; font-size: .9rem; margin-bottom: 14px; }
.footer-col a { display: block; font-size: .87rem; color: var(--gray-400); padding: 3px 0; transition: color .15s; }
.footer-col a:hover { color: #fff; text-decoration: none; }
.footer-bottom { border-top: 1px solid var(--gray-800); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: .82rem; }
.footer-legal { display: flex; gap: 20px; }
.footer-legal a { font-size: .82rem; color: var(--gray-500); }
.footer-legal a:hover { color: #fff; text-decoration: none; }
.footer-disclaimer { margin-top: 16px; background: var(--gray-800); border-radius: var(--radius-sm); padding: 12px 16px; font-size: .78rem; color: var(--gray-500); line-height: 1.6; }

/* ── Widgets / Sidebar ── */
.widget { margin-bottom: 28px; }
.widget-title { font-size: 1rem; font-weight: 700; margin-bottom: 14px; padding-bottom: 10px; border-bottom: 2px solid var(--blue-100); }
.widget ul li { padding: 5px 0; border-bottom: 1px solid var(--gray-100); font-size: .88rem; }
.widget ul li:last-child { border-bottom: none; }
.widget ul li a { color: var(--gray-700); }
.widget ul li a:hover { color: var(--primary); }

/* ── Score Bars ── */
.score-bar-wrap { display: flex; align-items: center; gap: 10px; margin: 6px 0; }
.score-bar-label { font-size: .82rem; color: var(--gray-600); width: 130px; flex-shrink: 0; }
.score-bar-track { flex: 1; height: 8px; background: var(--gray-200); border-radius: 4px; overflow: hidden; }
.score-bar-fill  { height: 100%; background: var(--primary); border-radius: 4px; }
.score-bar-num   { font-size: .82rem; font-weight: 700; color: var(--gray-700); width: 28px; }

/* ── Verdict Box ── */
.verdict-box { background: linear-gradient(135deg, var(--blue-900), var(--blue-700)); color: #fff; border-radius: var(--radius); padding: 28px; margin: 24px 0; }
.verdict-box h3 { color: #fff; margin-bottom: 10px; }
.verdict-box p  { color: rgba(255,255,255,.88); font-size: .95rem; line-height: 1.7; margin: 0; }

/* ── FAQ Accordion ── */
.faq-wrap { display: flex; flex-direction: column; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-question { width: 100%; background: none; border: none; text-align: left; padding: 16px 0; font-weight: 600; font-size: .95rem; color: var(--gray-800); cursor: pointer; display: flex; justify-content: space-between; align-items: center; }
.faq-question .icon { font-size: 1.2rem; color: var(--primary); transition: transform .2s; }
.faq-question.open .icon { transform: rotate(45deg); }
.faq-answer { font-size: .9rem; color: var(--gray-600); line-height: 1.75; padding-bottom: 16px; display: none; }
.faq-answer.open { display: block; }

/* ── Apply Now Button (affiliate) ── */
.apply-cta { display: block; width: 100%; text-align: center; background: var(--primary); color: #fff; padding: 14px; border-radius: var(--radius-sm); font-weight: 700; font-size: 1rem; margin-top: 16px; transition: background .2s; }
.apply-cta:hover { background: var(--blue-700); color: #fff; text-decoration: none; }
.affiliate-note { font-size: .72rem; color: var(--text-muted); text-align: center; margin-top: 6px; }

/* ── WP Comment Area ── */
.comment-respond h2 { font-size: 1.3rem; margin-bottom: 20px; }
.comment-form label { font-size: .88rem; font-weight: 600; color: var(--gray-700); display: block; margin-bottom: 6px; }
.comment-form input[type="text"],
.comment-form input[type="email"],
.comment-form textarea { width: 100%; padding: 10px 14px; border: 2px solid var(--border); border-radius: var(--radius-sm); font-size: .9rem; margin-bottom: 14px; transition: border-color .2s; }
.comment-form input:focus, .comment-form textarea:focus { outline: none; border-color: var(--primary); }
.comment-form input[type="submit"] { background: var(--primary); color: #fff; border: none; padding: 12px 28px; border-radius: var(--radius-sm); font-weight: 600; font-size: .95rem; cursor: pointer; }

/* ── Responsive ── */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .stats-grid { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .post-layout { grid-template-columns: 1fr; }
  .post-sidebar { position: static; }
  .calc-wrap { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .section { padding: 48px 0; }
  .main-nav, .nav-cta { display: none; }
  .menu-toggle { display: flex; }
  .footer-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .nl-form { flex-direction: column; }
  .review-card { grid-template-columns: 1fr; }
  .pros-cons { grid-template-columns: 1fr; }
  .hero-stats { flex-wrap: wrap; gap: 16px; }
}